The Financial Challenge Students and Alumni Face

Students are bringing historically high undergraduate debt to seminary with them, and go further into debt while in seminary.

Some graduates are unable to go to smaller churches, or into campus ministry, or to the mission field because they are carrying too much student loan debt.

Seminaries are reducing the required course load for the MDiv degree (and other degrees) in order to reduce the overall cost of seminary.

Over 89% of RTS students graduate with no seminary-related debt.

We responded to this problem, not by lowering standards, but by giving the most generous scholarship assistance of any seminary in the Reformed and evangelical world. Why? We believe no student should have to go deep into debt to study God’s word and serve His church.

Generosity Report 2024-2025

Your Gifts, Countless Lives

You’ve helped prepare the next generation with your generosity. Every gift helps prepare pastors, missionaries, and ministry leaders who will serve for generations to come.

Your gift. Their preparation. Decades of ministry. Countless lives touched.