Financial Resources

Local Job Listings: Most students work part-time jobs while in school.  Begin your job search here and be sure to network with the Admissions office. See more ideas for part-time jobs in the Charlotte area below.

Charlotte-Specific Financial Aid Options

Most financial aid options are available institutionally. However, we are pleased to offer a few additional options that are only available for RTS Charlotte students.

Glenwood Church ARP Student Scholarship

  • This scholarship is awarded to full-time MDiv students who are involved with the Associate Reformed Presbyterian Church.  There is a limited number of these full-tuition scholarships available each year.
    The scholarship is funded by a contribution from the sale of the land and property of Glenwood ARP Church, and its vision is to continue the Glenwood legacy through partnering with RTS Charlotte to help prepare the next generation of church leaders in the ARP.
  • 100% tuition awards for MDiv students in the ARP
  • For more information about this scholarship, contact the RTS Charlotte Admissions office.

Center for Church Planting Scholarship

Providence House Scholarship

Women in Ministry Scholarship

Debt & Loans

Not many students decide to take out loans for their seminary education, and we don’t typically recommend it. Since the White House federalized student loans in March 2010 and RTS does not accept federal funding, the only remaining opportunity for loans would be private loans secured through a local bank.

If you have outstanding educational debt from your undergraduate degree or are considering using private loans to pay for seminary, here is a helpful handout that outlines what to expect financially as you work through paying off that debt after graduation.